{"id":1727,"date":"2023-11-13T09:00:00","date_gmt":"2023-11-13T00:00:00","guid":{"rendered":"https:\/\/www.tokyo-jimushosagashi.com\/column\/?p=1727"},"modified":"2023-11-15T10:19:35","modified_gmt":"2023-11-15T01:19:35","slug":"146","status":"publish","type":"post","link":"https:\/\/www.tokyo-jimushosagashi.com\/column\/management\/146\/","title":{"rendered":"\u8cc3\u8cb8\u30aa\u30d5\u30a3\u30b9\u306e\u706b\u707d\u4fdd\u967a\u306f\u52a0\u5165\u304c\u5fc5\u8981\uff1f\u6700\u4f4e\u9650\u5fc5\u8981\u306a\u88dc\u511f\u3092\u89e3\u8aac"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u300c\u30aa\u30d5\u30a3\u30b9\u3067\u706b\u3092\u4f7f\u3046\u3053\u3068\u304c\u306a\u3044\u5834\u5408\u3067\u3082\u706b\u707d\u4fdd\u967a\u306f\u5fc5\u8981\u306a\u306e\u304b\u300d\u3068\u601d\u3063\u3066\u3044\u308b\u65b9\u3082\u3044\u3089\u3063\u3057\u3083\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n\n\n\n<p 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href=\"https:\/\/www.tokyo-jimushosagashi.com\/column\/management\/146\/#4-2%E8%A3%9C%E5%84%9F%E9%A1%8D%E3%81%AE%E6%8A%8A%E6%8F%A1%E3%81%8C%E9%87%8D%E8%A6%81\" >4-2.\u88dc\u511f\u984d\u306e\u628a\u63e1\u304c\u91cd\u8981<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.tokyo-jimushosagashi.com\/column\/management\/146\/#5%E5%A4%A7%E5%88%87%E3%81%AA%E3%82%AA%E3%83%95%E3%82%A3%E3%82%B9%E3%82%92%E5%AE%88%E3%82%8B%E3%81%9F%E3%82%81%E3%81%AB%E7%81%AB%E7%81%BD%E4%BF%9D%E9%99%BA%E3%81%AB%E5%8A%A0%E5%85%A5%E3%81%97%E3%82%88%E3%81%86\" >5.\u5927\u5207\u306a\u30aa\u30d5\u30a3\u30b9\u3092\u5b88\u308b\u305f\u3081\u306b\u706b\u707d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3088\u3046<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" 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https:\/\/www.tokyo-jimushosagashi.com\/column\/wp-content\/uploads\/2023\/10\/fire_insurance02-768x512.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u706b\u707d\u4fdd\u967a\u306b\u5165\u3089\u306a\u3051\u308c\u3070\u3001\u3055\u307e\u3056\u307e\u306a\u30c8\u30e9\u30d6\u30eb\u3092\u62db\u304f\u53ef\u80fd\u6027\u304c\u3042\u308b\u3067\u3057\u3087\u3046\u3002\u8cc3\u8cb8\u30aa\u30d5\u30a3\u30b9\u306e\u706b\u707d\u4fdd\u967a\u306b\u5165\u308b\u3053\u3068\u3067\u9632\u3052\u308b\u30ea\u30b9\u30af\u306b\u306f\u4f55\u304c\u3042\u308b\u306e\u304b\u3001\u4ee5\u4e0b\u3067\u5177\u4f53\u7684\u306b\u3054\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2-1%E3%82%AA%E3%83%95%E3%82%A3%E3%82%B9%E3%82%84%E8%A8%AD%E5%82%99%E3%81%8C%E7%A0%B4%E6%90%8D%E3%81%99%E3%82%8B%E3%83%AA%E3%82%B9%E3%82%AF\"><\/span><a><\/a><strong>2-1.\u30aa\u30d5\u30a3\u30b9\u3084\u8a2d\u5099\u304c\u7834\u640d\u3059\u308b\u30ea\u30b9\u30af<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30aa\u30d5\u30a3\u30b9\u5411\u3051\u306e\u706b\u707d\u4fdd\u967a\u3067\u306f\u3001\u5efa\u7269\u3068\u8a2d\u5099\u306e\u4fee\u7406\u8cbb\u3092\u88dc\u511f\u3067\u304d\u307e\u3059\u3002\u307e\u305f\u3001\u706b\u707d\u3060\u3051\u3067\u306a\u304f\u3001\u4ee5\u4e0b\u306e\u707d\u5bb3\u30fb\u4e8b\u6545\u306b\u3088\u308b\u640d\u5bb3\u3082\u88dc\u511f\u306e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>\u707d\u5bb3<\/strong><strong><\/strong><\/td><td><strong>\u3069\u306e\u3088\u3046\u306a\u5834\u5408<\/strong><strong><\/strong><\/td><\/tr><tr><td>\u843d\u96f7<\/td><td>\u843d\u96f7\u306b\u3088\u308a\u5efa\u7269\u3084\u8a2d\u5099\u306b\u640d\u5bb3\u304c\u751f\u3058\u308b<\/td><\/tr><tr><td>\u7206\u767a<\/td><td>\u30ac\u30b9\u6f0f\u308c\u306b\u3088\u308b\u7206\u767a<\/td><\/tr><tr><td>\u96ea\u707d\u30fb\u96f9\u707d\u30fb\u98a8\u707d<\/td><td>\u30fb\u53f0\u98a8 \u30fb\u65cb\u56de \u30fb\u7adc\u5dfb \u30fb\u66b4\u98a8 \u30fb\u96f9\u707d \u30fb\u96ea\u5d29<\/td><\/tr><tr><td>\u7269\u4f53\u306e\u843d\u4e0b\u30fb\u885d\u7a81<\/td><td>\u30fb\u30aa\u30d5\u30a3\u30b9\u5916\u90e8\u304b\u3089\u7269\u4f53\u304c\u843d\u4e0b \u30fb\u885d\u7a81\u3057\u305f\u5834\u5408<\/td><\/tr><tr><td>\u6c34\u6f0f\u308c<\/td><td>\u30fb\u7d66\u6392\u6c34\u8a2d\u5099\u306e\u4e8b\u6545 \u30fb\u6f0f\u6c34\u3067\u306e\u640d\u5bb3<\/td><\/tr><tr><td>\u9a12\u52d5\u3084\u66b4\u529b\u884c\u70ba<\/td><td>\u9a12\u52d5\u3084\u96c6\u56e3\u884c\u70ba\u306b\u3088\u308b\u66b4\u529b\u884c\u70ba(\u52b4\u50cd\u4e89\u8b70)\u3067\u640d\u5bb3\u304c\u751f\u3058\u305f\u5834\u5408<\/td><\/tr><tr><td>\u76d7\u96e3<\/td><td>\u76d7\u96e3\u306b\u3088\u308b\u640d\u5bb3<\/td><\/tr><tr><td>\u6c34\u707d<\/td><td>\u53f0\u98a8\u3084\u66b4\u98a8\u96e8\u306b\u3088\u308b\u6d2a\u6c34\u3084\u571f\u7802\u5d29\u308c<\/td><\/tr><tr><td>\u7834\u640d\u30fb\u6c5a\u640d<\/td><td>\u4e88\u671f\u3057\u306a\u3044\u7a81\u767a\u7684\u306a\u4e8b\u6545\u306b\u3088\u308b\u640d\u5bb3<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0a\u8a18\u3067\u6319\u3052\u305f\u707d\u5bb3\u3084\u4e8b\u6545\u306f\u81ea\u5206\u3067\u8d77\u3053\u3055\u306a\u3044\u3088\u3046\u306b\u6c17\u3092\u4ed8\u3051\u3066\u3044\u3066\u3082\u3001\u3044\u3064\u8d77\u304d\u308b\u304b\u308f\u304b\u308a\u307e\u305b\u3093\u3002\u305d\u306e\u305f\u3081\u3001\u706b\u707d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u304a\u304f\u3053\u3068\u306f\u3001\u4e07\u304c\u4e00\u306e\u969b\u306b\u5099\u3048\u308b\u305f\u3081\u306b\u91cd\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6c17\u3092\u3064\u3051\u3066\u304a\u304d\u305f\u3044\u70b9\u306f\u3001\u5730\u9707\u306b\u3088\u308b\u706b\u707d\u3067\u3059\u3002\u5730\u9707\u306b\u3088\u308b\u706b\u707d\u306f\u534a\u65e5\u4ee5\u4e0a\u7d4c\u904e\u3057\u305f\u5f8c\u3067\u3082\u5ef6\u713c\u306b\u5dfb\u304d\u8fbc\u307e\u308c\u3001\u5927\u898f\u6a21\u306a\u7bc4\u56f2\u306b\u5e83\u304c\u308a\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u706b\u707d\u4fdd\u967a\u3067\u306f\u5168\u984d\u88dc\u511f\u3055\u308c\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6c17\u306b\u306a\u308b\u65b9\u306f\u3001\u3069\u306e\u304f\u3089\u3044\u88dc\u511f\u3055\u308c\u308b\u306e\u304b\u4fdd\u967a\u4f1a\u793e\u306b\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2-2%E4%BC%91%E6%A5%AD%E3%81%AB%E3%81%AA%E3%81%A3%E3%81%9F%E5%A0%B4%E5%90%88%E3%81%AE%E3%83%AA%E3%82%B9%E3%82%AF\"><\/span><a><\/a><strong>2-2.\u4f11\u696d\u306b\u306a\u3063\u305f\u5834\u5408\u306e\u30ea\u30b9\u30af<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u706b\u707d\u3084\u76d7\u96e3\u306a\u3069\u306e\u707d\u5bb3\u3084\u4e8b\u6545\u3067\u30aa\u30d5\u30a3\u30b9\u304c\u5229\u7528\u3067\u304d\u306a\u304f\u306a\u308b\u3068\u3001\u55b6\u696d\u3092\u4f11\u696d\u305b\u3056\u308b\u3092\u5f97\u306a\u3044\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u4f11\u696d\u671f\u9593\u4e2d\u306f\u58f2\u4e0a\u304c\u6e1b\u5c11\u3057\u3001\u5229\u76ca\u3092\u640d\u5931\u3059\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30aa\u30d5\u30a3\u30b9\u5411\u3051\u706b\u707d\u4fdd\u967a\u3067\u4f11\u696d\u640d\u5931\u88dc\u511f\u7279\u7d04\u3092\u4ed8\u5e2f\u3059\u308b\u3068\u3001\u4f11\u696d\u671f\u9593\u4e2d\u306e\u7c97\u5229\u3092\u88dc\u511f\u3057\u3066\u3082\u3089\u3048\u307e\u3059\u3002\u7c97\u5229\u3068\u306f\u58f2\u4e0a\u304b\u3089\u4ed5\u5165\u308c\u306a\u3069\u306e\u8cbb\u7528\u3092\u5dee\u3057\u5f15\u3044\u305f\u5229\u76ca\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f11\u696d\u640d\u5931\u88dc\u511f\u7279\u7d04\u306f\u3001\u4f4f\u5b85\u7269\u4ef6\u5411\u3051\u306e\u706b\u707d\u4fdd\u967a\u306b\u306f\u306a\u3044\u88dc\u511f\u3067\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u30aa\u30d5\u30a3\u30b9\u3092\u4f7f\u7528\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u691c\u8a0e\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2-3%E3%81%9D%E3%81%AE%E4%BB%96%E3%81%AE%E9%98%B2%E3%81%92%E3%82%8B%E3%83%AA%E3%82%B9%E3%82%AF\"><\/span><a><\/a><strong>2-3.\u305d\u306e\u4ed6\u306e\u9632\u3052\u308b\u30ea\u30b9\u30af<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30aa\u30d5\u30a3\u30b9\u5411\u3051\u306e\u706b\u707d\u4fdd\u967a\u3067\u306f\u5efa\u7269\u3084\u8a2d\u5099\u306e\u640d\u5bb3\u3060\u3051\u3067\u306a\u304f\u3001\u30c7\u30fc\u30bf\u640d\u5931\u306a\u3069\u306e\u30ea\u30b9\u30af\u3082\u88dc\u511f\u3059\u308b\u30c7\u30fc\u30bf\u640d\u5bb3\u88dc\u511f\u7279\u7d04\u304c\u4ed8\u5e2f\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30aa\u30d5\u30a3\u30b9\u3067\u306f\u4ee5\u4e0b\u306e\u3055\u307e\u3056\u307e\u306a\u30c7\u30fc\u30bf\u304c\u6271\u308f\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9867\u5ba2\u60c5\u5831<\/li>\n\n\n\n<li>\u53d6\u5f15\u5148\u60c5\u5831<\/li>\n\n\n\n<li>\u55b6\u696d\u8cc7\u6599<\/li>\n\n\n\n<li>\u793e\u54e1\u540d\u7c3f<\/li>\n\n\n\n<li>\u8ca1\u653f\u95a2\u4fc2\u306e\u66f8\u985e<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c7\u30fc\u30bf\u304c\u5931\u308f\u308c\u3066\u3057\u307e\u3046\u3068\u696d\u52d9\u306b\u5927\u304d\u306a\u652f\u969c\u3092\u304d\u305f\u3057\u3001\u591a\u984d\u306e\u640d\u5bb3\u3092\u88ab\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u30c7\u30fc\u30bf\u640d\u5bb3\u88dc\u511f\u7279\u7d04\u3092\u691c\u8a0e\u3057\u3066\u3082\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3%E8%B3%83%E8%B2%B8%E3%82%AA%E3%83%95%E3%82%A3%E3%82%B9%E3%81%A7%E6%9C%80%E4%BD%8E%E9%99%90%E5%BF%85%E8%A6%81%E3%81%AA%E7%81%AB%E7%81%BD%E4%BF%9D%E9%99%BA%E3%81%AE%E8%A3%9C%E5%84%9F3%E3%81%A4\"><\/span><a><\/a><strong>3.\u8cc3\u8cb8\u30aa\u30d5\u30a3\u30b9\u3067\u6700\u4f4e\u9650\u5fc5\u8981\u306a\u706b\u707d\u4fdd\u967a\u306e\u88dc\u511f3\u3064<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u4f4e\u9650\u5fc5\u8981\u3068\u8a00\u308f\u308c\u308b\u706b\u707d\u4fdd\u967a\u306f\u5927\u304d\u304f\u5206\u3051\u30663\u3064\u3042\u308a\u307e\u3059\u3002\u305d\u308c\u305e\u308c\u3069\u3093\u306a\u7279\u5fb4\u304c\u3042\u308b\u304b\u4ee5\u4e0b\u3067\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3-1%E5%80%9F%E5%AE%B6%E4%BA%BA%E8%B3%A0%E5%84%9F%E8%B2%AC%E4%BB%BB%E4%BF%9D%E9%99%BA\"><\/span><a><\/a><strong>3-1.\u501f\u5bb6\u4eba\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u793e\u304c\u539f\u56e0\u3067\u8cc3\u8cb8\u30aa\u30d5\u30a3\u30b9\u306b\u640d\u5bb3\u304c\u751f\u3058\u305f\u5834\u5408\u3001\u30aa\u30d5\u30a3\u30b9\u306e\u30aa\u30fc\u30ca\u30fc\u69d8\u306b\u5bfe\u3057\u3066\u6cd5\u5f8b\u4e0a\u306e\u8ce0\u511f\u8cac\u4efb\u3092\u88dc\u511f\u3057\u3066\u304f\u308c\u308b\u4fdd\u967a\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cc3\u8cb8\u30aa\u30d5\u30a3\u30b9\u306f\u3001\u500b\u4eba\u306e\u4f4f\u5b85\u306b\u6bd4\u3079\u3066\u898f\u6a21\u304c\u5927\u304d\u3044\u305f\u3081\u3001\u5efa\u7269\u306e\u4fee\u5fa9\u306b\u9ad8\u984d\u306a\u4fee\u7e55\u8cbb\u304c\u304b\u304b\u308a\u307e\u3059\u3002\u3082\u3057\u3001\u501f\u5bb6\u4eba\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308c\u3070\u3001\u586b\u88dc\u9650\u5ea6\u984d\u5206\u307e\u3067\u4fdd\u967a\u91d1\u304c\u4e0b\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u4e8b\u696d\u8005\u306f\u5b89\u5fc3\u3057\u3066\u8cc3\u8cb8\u30aa\u30d5\u30a3\u30b9\u3092\u501f\u308a\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u586b\u88dc\u9650\u5ea6\u984d\u3068\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u652f\u6255\u3046\u4fdd\u967a\u91d1\u306e\u4e0a\u9650\u984d\u3067\u3059\u3002\u30aa\u30d5\u30a3\u30b9\u306e\u898f\u6a21\u3084\u7acb\u5730\u306b\u3088\u308a\u3001\u9ad8\u984d\u306a\u4fee\u7e55\u8cbb\u304c\u304b\u304b\u308b\u5834\u5408\u3082\u3042\u308b\u305f\u3081\u3001\u5341\u5206\u306a\u586b\u88dc\u9650\u5ea6\u984d\u3092\u8a2d\u5b9a\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3-2%E5%80%8B%E4%BA%BA%E8%B3%A0%E5%84%9F%E8%B2%AC%E4%BB%BB%E4%BF%9D%E9%99%BA\"><\/span><a><\/a><strong>3-2.\u500b\u4eba\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p 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